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Homeowners2 September 20264 min read

New: the Insurance Claim Assistant walks you through a roof damage claim

Storm damage claims fail on paperwork, not damage. The new Claim Assistant matches your survey to the storm that caused it, then hands you the wording and checklist your insurer expects.

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Most roof insurance claims are not rejected because the damage isn't real. They are rejected because the evidence arrives late, undated, or without a link between the weather and the defect. The new Insurance Claim Assistant, built into every AyeInspect report with an Insurance Evidence Pack, closes that gap.

It matches your roof to the storm

When you open the assistant we look up named storms recorded for your postcode area around your survey date. If a named storm passed over your street in the weeks before the flight, it is listed with its date so you can quote it directly in your claim — insurers treat a named weather event as a far stronger cause than 'we noticed a leak'.

A checklist you can actually work through

  • Report your claim within your policy's notification window — usually 30 days.
  • Keep the dated, annotated survey photographs as your primary evidence.
  • Photograph any internal damage — ceiling stains, damp patches, lifted flooring.
  • Make safe, but do not carry out permanent repairs before the insurer responds.
  • Keep receipts for temporary works; most policies reimburse them.
  • Send the independent survey rather than a roofer's estimate as your evidence.

Suggested claim wording, from your own findings

The assistant drafts a paragraph for your claim form using the actual defects in your report — location, description and severity — in the neutral language loss adjusters are used to reading. You can edit it, but it saves you translating 'slipped slate, north pitch, moderate' into claim-speak yourself.

We stay impartial throughout. We do not carry out repairs, we take no referral fee from roofers, and we never inflate a finding to help a claim — that independence is exactly why insurers take the report seriously.

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